Nordic KYC — Finland

Check if a Finnish company is real and safe to do business with. Official registry data, VAT validation, sanctions screening, PEP check, and adverse media scan in one call.

5 steps x402 eligible kyc-finland

What it runs

Finnish Company Data
Source: PRH / Finnish Patent and Registration Office
EU VAT Validation
Source: VIES (EU VAT Information Exchange System, European Commission)
Sanctions Check
Source: Dilisense consolidated (OFAC SDN, EU FSF, UN SC, UK Sanctions List, CH SECO, BIS, World Bank, EBRD, ADB + 125 national sanctions/debarment lists; full attribution at https://dilisense.com/en/sources/sanction-sources)
PEP Check
Source: Dilisense consolidated PEP database (230+ territories, EU C/2023/724-aligned, RCAs included; full attribution at https://dilisense.com/en/sources/politically-exposed-persons-list)
Adverse Media Check
Source: Dilisense Adverse Media (235k+ news sources, FATF-categorized) primary; Serper.dev (Google search) fallback

The answer returns every step’s result, so your agent can show or check each one.

Inputs

Field	Type	Required	What it is
`business_id`	string	Yes	Finnish business ID (Y-tunnus)

How to call it

# Needs an API key. The whole check is charged once, at the listed price.
curl -X POST https://api.strale.io/v1/solutions/kyc-finland/execute \
  -H "Authorization: Bearer $STRALE_API_KEY" \
  -H 'Content-Type: application/json' \
  -d '{
    "inputs": {
      "business_id": "0112038-9"
    },
    "max_price_cents": 150
  }'

# No account. The first request answers 402 with the price in USDC;
# an x402 client pays it from your wallet and repeats the request.
curl -i -X POST https://api.strale.io/x402/v2/solutions/kyc-finland \
  -H 'Content-Type: application/json' \
  -d '{
    "business_id": "0112038-9"
  }'

The bundle’s published example input.

Limitations

Data comes from the official registry's public API under its open-data terms (https://avoindata.prh.fi/en); results carry the registry as their source.
From step: Finnish Company Data
Status uses Business ID status and dissolution endDate, not Trade Register membership. Current KONK, SELTILA and SANE situations distinguish bankruptcy, liquidation and restructuring; ended situations are ignored.
From step: Finnish Company Data
Does not cover sole traders (toiminimi) without a separate business ID, a coverage gap of about 10%.
From step: Finnish Company Data
What to do instead: Search the YTJ register (ytj.fi) by the trader's personal name to find toiminimi entries without a Y-tunnus
Financial data from annual reports — can be up to 12 months old
From step: Finnish Company Data
What to do instead: Check the report_date field and query PRH's financial statement database for the most recent filing
PRH's name search does not fold diacritics — "Mehilainen" finds nothing while "Mehiläinen" matches. ASCII-typed names for companies with ä/ö/å in their registered name will be refused rather than resolved.
From step: Finnish Company Data
What to do instead: Type the company name with its native spelling, or provide the Business ID directly (e.g. 0112038-9)
Name matching is deliberately conservative — a single-word query only resolves when the registered name normalises to exactly that word ("Nokia" → Nokia Oyj works; "Nordea" is refused because the registered name is "Nordea Bank Abp"). Companies whose legal name carries descriptive words beyond the brand are refused from a bare brand query rather than guessed.
From step: Finnish Company Data
What to do instead: Provide more of the legal name ("Nordea Bank") or the Business ID directly
VIES can be unavailable or throttle requests under unpublished per-member-state limits. Transient faults are retried, and cached results, including older fallback results, can be returned during outages.
From step: EU VAT Validation
What to do instead: Lookups within 48 hours can use cached results; if VIES is unavailable and no cached result exists, retry later.
Results can be cached for 48 hours, and national registry changes can take a further 24 hours to appear in VIES. Check the national tax authority directly for same-day registration or deregistration confirmation.
From step: EU VAT Validation
What to do instead: For real-time same-day verification, contact the national tax authority directly.
Swiss UID validation returns valid or invalid only, without a company name or address. This tool does not perform the separate enrichment lookup, whose public service is limited to 20 requests per minute.
From step: EU VAT Validation
What to do instead: For Swiss company name + address, call the swiss-company-data capability.
GB VAT numbers return a credentials-pending error when the HMRC connection is not configured.
From step: EU VAT Validation
What to do instead: Use vat-format-validate for GB format checks; it does not confirm VAT registration.
Sanctions lists updated daily from OFAC, EU, and UN sources — newly sanctioned entities may take up to 24 hours to appear
From step: Sanctions Check
What to do instead: For same-day compliance, subscribe to OFAC's RSS feed and cross-reference against today's additions
Name matching uses fuzzy logic — common names may produce false positives. Always verify flagged results
From step: Sanctions Check
What to do instead: Filter results by match confidence score and verify flagged entities against the primary sanctions list PDF
Coverage depends on OpenSanctions dataset — may not include all national PEP lists
From step: PEP Check
Name matching is fuzzy — common names may produce false positives. Birth date strongly recommended for disambiguation.
From step: PEP Check
What to do instead: Provide birth_date parameter for disambiguation
PEP coverage varies by country — major economies and EU members have strong coverage, smaller nations may have gaps
From step: PEP Check
What to do instead: For countries with limited coverage, supplement with local registry checks or use the LLM fallback as a secondary signal
Name matching uses fuzzy logic — common names may produce false positives. Birth date strongly recommended for disambiguation
From step: PEP Check
What to do instead: Always provide birth_date when available to reduce false positives. Verify flagged results against official government records
PEP lists updated multiple times per day — recently appointed officials may take up to 48 hours to appear
From step: PEP Check
What to do instead: For time-sensitive checks on recently appointed officials, cross-reference with news sources
AI-classified results — may miss subtle risk signals or produce false positives
From step: Adverse Media Check
Limited to publicly indexed web content — paywalled news sources not covered
From step: Adverse Media Check
English-language bias — non-English media coverage may be underrepresented
From step: Adverse Media Check
Recency depends on search index freshness (typically 24-48h delay)
From step: Adverse Media Check
AI-categorized results — may produce false positives for common names or names that appear in unrelated news contexts
From step: Adverse Media Check
What to do instead: Review top articles manually to confirm relevance. Use entity_type parameter to improve precision
Screens 235,000+ sources but paywalled content may not be fully indexed. Non-English language coverage varies by region
From step: Adverse Media Check
What to do instead: For high-stakes screening, supplement with manual searches in local-language news sources
Articles typically appear in near real-time but some sources may have a 24-48 hour indexing delay
From step: Adverse Media Check
What to do instead: For breaking news events, supplement with direct web search